
James Longbotham
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Articles
Recent activity by James Longbotham-
Covid-19 Relief and Support
We're committed to helping those affected by COVID-19. You may be able to defer a payment on your personal or business credit card if you’ve been financially affected by COVID-19. For fast s...
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Account Information
Update your account information in one place Easily update your contact information and preferences. Manage Profile & Settings From "Profile & settings," you can manage all of your cont...
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How Do I Use Credit Cards Responsibly?
Like most financial products, the advantages of credit cards are best enjoyed when cards are used responsibly. It is essential for anyone who decides to open a line of credit to consider how they p...
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How do I dispute a transaction?
If you find a transaction on one of your accounts that you did not authorize, take the steps below. Keep in mind that any dispute needs to be brought to our attention in a timely manner in order fo...
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What are the pros and cons of a personal line of credit?
When considering whether a personal line of credit is the right product for you, it helps to consider some of the pros and cons. Pros Flexible access to funds: With a personal line of credit, the...
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Where is my loan application?
If you have submitted your application after 10 a.m. PT on Friday, April 10th, it is in process. You can expect to hear from us directly as your application goes through the process. We ask that yo...
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How do I add money to my Credit Builder account?
You can use your ZenFunds app to transfer money into your Credit Builder secured account. From the home screen: Tap the green button that says Move money to Credit Builder. Select how much of...
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How do I check my Credit Builder balance?
Your ZenFunds app shows your Credit Builder balance, as well as how much you have available to spend. You'll also get an email with your Credit Builder balance as soon as the latest billing period ...
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Can I withdraw money from an ATM with my Credit Builder card?
Your secured Credit Builder card has an ATM withdrawal limit of $1,015 per day. If your Credit Builder available to spend is less than $1,015, you can withdraw up to that amount from ATMs. Credit B...
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Why couldn’t I get a Credit Builder card?
If you received a qualifying direct deposit of $200 or more but still couldn’t enroll in Credit Builder, please try again later. If you still need help, tap the question mark icon on the app’s home...