How do I transfer money from my ZenFunds Checking Account to an external bank account?

You can easily transfer money from your ZenFunds Checking Account via the ZenFunds app or website if your external bank account is linked to your ZenFunds account.

ZenFunds accounts can be linked with external bank accounts through the services provided by Plaid. You can link your external account to your ZenFunds account if Plaid supports that external bank and if both accounts are in your name.

To link an external account that you own to your ZenFunds Checking Account:

1. Log in to your ZenFunds app.
2. Select Move Money.
3. Select Transfers.
4. When you are prompted, enter the login credentials for your other bank (your external account).

Once you’ve completed these steps, your external account will be linked to your Checking Account.

Once your external account is linked, you can use the ZenFunds app to make transfers from your ZenFunds account to your external account. You can locate your specific limits in the app. Keep in mind that external banks may have their own fees and/or limits.

When you transfer money to your external bank account, it can take 1-3 business days for the money to appear in your account, depending on your external bank’s policies.  

ZenFunds does not impose a limit on ACH transfers that are initiated from an external account. There is no limit to the number of times per day nor is there a maximum dollar limit. However, external banks may impose their own limits and fees.

Please note that you cannot initiate transfers from your external savings account to your ZenFunds account within the ZenFunds mobile app or website. To do this, you can initiate the transfer from your external bank’s app instead.

If you still need help, contact us.